Our Clearing Firm - Pershing LLC

Pershing LLC (member FINRA^TM, NYSE, SIPC®) is a leading global provider of financial business solutions to more than 1,150 institutional and retail financial organizations and independent registered investment advisors in over 40 countries who collectively represent over five million active investors. Located in 19 offices worldwide, Pershing is committed to delivering dependable operational support, robust trading services, flexible technology, an expansive array of investment solutions, practice management support, and service excellence. Pershing is a member of every major U.S. securities exchange and its international affiliates are members of the Deutsche Borse, the Irish Stock Exchange, and the London Stock Exchange. Pershing LLC is a subsidiary of The Bank of New York Mellon Corporation. Additional information is available at www.pershing.com.

A Partnership That Benefits You

Through our strategic alliance with Pershing LLC, we offer you a broad array of high-quality financial services at competitive prices. This allows us to develop solutions for your unique financial needs and provide you with the information and resources to invest intelligently in today's fast-moving securities markets.

Wide Range of Products And Services

Pershing's experience in serving some of the most respected securities firms in America allows us to offer you both traditional and innovative financial services:

Asset-management accounts with check writing and ATM access
Personal financial planning services
A full range of retirement plans for individuals and businesses, and analysis to help you decide which ones are right for you
Traditional brokerage accounts
A variety of fee-based brokerage accounts for stocks-where you pay an annual fee (based on the assets in your account) in lieu of individual commissions-and receive quarterly performance reviews
A fee-based mutual fund consulting service that gives you access to a broad universe of no-load and load-waived funds
Strategic and tactical asset-allocation services
Lending and personal trust services
Private credit line (margin account)
Unbiased investment research
Timely investment strategy and mutual fund reports, including specific stock and fund recommendations

Advanced Technology

In addition to providing superior trade executions, Pershing furnishes our firm with state-of-the-art tools that open the doors to major financial markets around the world. Online communications allow our financial advisors to provide you with instant access to current securities quotes, financial news, and up-to-the-minute information on your investments.

Account Protection

Coverage for cash and securities in protected client accounts is provided by two sources. The Securities Investor Protection Corporation (SIPC®) protects up to $500,000, including $100,000 for claims for cash awaiting reinvestment. Visit www.sipc.org for more information about SIPC. Pershing provides additional protection through Lloyd's of London for account net equity in excess of $500,000, up to an overall aggregate level of $1 billion, of which $1.9 million may cover cash awaiting reinvestment at the individual account level. For more information about Lloyd's of London, go to www.lloyds.com. This coverage does not protect against loss due to market fluctuation.

Operations And Execution Support

Pershing provides our firm with efficient execution services for trading stocks, bonds, and other securities on your behalf. In addition, they properly document and clear all transactions, including collection and payment of dividends and interest, processing corporate reorganizations, trade confirmations, monthly or quarterly statements, custody of assets, and annual tax-reporting summaries.