ProCash Plus  

ProCash Plus is an asset management account—in your choice of Gold or Platinum—that combines investment, checking, and MasterCard^® debit card services in one convenient account

The Feature of ProCash Plus

• Brokerage Account Statement with Cost-Basis Reporting. At a glance, you can view all investment, money market fund, checking, and MasterCard activity. Cost basis, as well as unrealized investment gains and losses, are reported monthly. Realized investment gains and losses are reported quarterly.

  

• Fund Access. With a Gold or Platinum MasterCard debit card, you can access cash at automated teller machines (ATMs) and make purchases worldwide. In addition, you can write an unlimited number of checks and earn money market fund yields until your checks clear.

• Dividend Reinvestment. You can increase your earning potential by automatically reinvesting dividends in full and fractional shares of the same security at no cost.

• Money Market Fund Sweep. Each day, your idle cash is automatically invested in your choice of one of several taxable or tax-free money market funds. ¹

• Borrowing Power. Clients who opt for a margin account can use their borrowing power, at competitive rates, to automatically cover check or MasterCard purchases that exceed cash or money market fund balance(s).

• ExpenseTrack^TM. ExpenseTrack categorizes your expenses and produces a year-end summary.

• Direct Deposit. Your paychecks, Social Security checks, or pension payments can be automatically deposited.

• CashCall^TM. You will have 24-hour access to checking and debit card transaction information. CashCall is an automated touch-tone telephone service that enables users to review account balances and check transaction history for checking, deposits, and MasterCard activity.

• Optional Bill Payment Service. For a nominal fee, you can pay your bills anytime, from anywhere.

• Platinum Account Extras. Additional value-added services are available when you open a Platinum ProCash Plus account. For a nominal addition to the annual fee and a higher initial investment, you will receive the benefits of a Gold account, plus: a no-annual-maintenance-fee IRA, no-fee ATM access, frequent buyer rewards, a low-price guarantee program, and 24-hour customer service. ²